From KYC to KYA: Why 'Know Your Agent' Is the Identity Layer the Autonomous Economy Can't Launch Without
In financial services today, non-human identities outnumber human employees 96 to 1. Yet most of these machine identities remain what a16z calls "unbanked ghosts" — software entities executing billions of dollars in transactions without any standardized way to prove who they are, what they're authorized to do, or who bears responsibility when things go wrong.
The industry that spent decades building Know Your Customer (KYC) infrastructure now has months to figure out Know Your Agent (KYA).